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Proceedings of the National Academy of Sciences of the United States of America, ISSN 0027-8424, 1/2015, Volume 112, Issue 1, pp. 65 - 69
Age-related deterioration in cognitive ability may compromise the ability of older adults to make major financial decisions. We explore whether knowledge and... 
Decision-making | Aging | Credit score | Consumer finance | Cognitive ability | LIFE-CYCLE | consumer finance | decision-making | PREFERENCES | MULTIDISCIPLINARY SCIENCES | credit score | ABILITIES | TIME | LITERACY | aging | cognitive ability | AGE | Decision Making | Economics | Family Characteristics | Investments | United States | Humans | Aged | Cognition | Psychological aspects | Financial management | Social Sciences
Journal Article
Annals of Epidemiology, ISSN 1047-2797, 10/2018, Volume 28, Issue 10, pp. 724 - 729
Journal Article
Education and Urban Society, ISSN 0013-1245, 9/2016, Volume 48, Issue 7, pp. 685 - 716
Journal Article
Small Business Economics, ISSN 0921-898X, 3/2018, Volume 50, Issue 3, pp. 429 - 443
Journal Article
Journal of the American Statistical Association, ISSN 0162-1459, 09/2011, Volume 106, Issue 495, pp. 1085 - 1098
Journal Article
Journal of Economic Behavior and Organization, ISSN 0167-2681, 11/2013, Volume 95, pp. 175 - 185
This paper addresses the question of what determines a poor credit score. We compare estimated credit scores with measures of impulsivity, time preference,... 
Impulsivity | Credit score | Risk attitude | Trust | Time preference | ECONOMICS | Studies | Models | Comparative analysis | Decision making | Credit scoring
Journal Article
American Sociological Review, ISSN 0003-1224, 12/2019, Volume 84, Issue 6, pp. 1134 - 1158
Corporations gather massive amounts of personal data to predict how individuals will behave so that they can profitably price goods and allocate resources.... 
Resistance | Insurance policies | Credit | Corporations | Prediction | Accountability | Equity | Markets | Motor vehicle insurance | Data | Social scientists
Journal Article
Journal of the Operational Research Society, ISSN 0160-5682, 01/2015, Volume 66, Issue 1, pp. 148 - 159
This paper proposes a proportional odds model to combine systemic and non-systemic risk for prediction of default and prepay performance in cohorts of booked... 
hazard rates | default and prepay scores | systemic risk | non-systemic risk | credit risk | information odds | General Papers | Systemic risk | Information odds | Credit risk | Hazard rates | Non-systemic risk | Default and prepay scores | OPERATIONS RESEARCH & MANAGEMENT SCIENCE | MANAGEMENT | MODEL | Default (Finance) | Mortgages | Management | Studies | Operations research | Default | Credit scoring
Journal Article
Consumption Markets & Culture, ISSN 1025-3866, 09/2014, Volume 17, Issue 5, pp. 448 - 467
On-line products that make an individual's credit score an object of consumption and equip credit consumers with the capacity to improve their score are shown... 
entrepreneurial subjects | affect | credit scoring | societies of control | consumer credit | EXCLUSION | TECHNOLOGIES | ECONOMIZATION | RISK | BUSINESS | EMERGENCE
Journal Article
Economy and Society, ISSN 0308-5147, 10/2017, Volume 46, Issue 3-4, pp. 346 - 368
This paper is about how people are learning to 'make themselves up' in response to the market's new algorithmic ways of seeing. More specifically, it explores... 
financial inclusion | datafication | algorithmic governance | subject formation | credit score | FAIR | MARKETS | RISK | DEBT | SPACE | ECONOMICS | CONSUMER-CREDIT | SOCIOLOGY | Case studies | Algorithms | Arbitration | Credit | Computation | Technology | Scores | Marginality | Markets | Credit reports | Credit scoring
Journal Article