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2014, 1st edition., Palgrave Pivot, ISBN 9781137372802, vii, 146
Payday Lending looks at the growth of the high cost credit industry from the early payday lending industry in the early 1990s to its development in the US as a... 
BUSINESS & ECONOMICS / Finance | Loans, Personal | Consumer credit | BUSINESS & ECONOMICS / Banks & Banking | BUSINESS & ECONOMICS / Accounting / Financial | Management science
Book
The Review of Financial Studies, ISSN 0893-9454, 08/2018
Journal Article
Journal of Banking and Finance, ISSN 0378-4266, 10/2014, Volume 47, Issue 1, pp. 230 - 242
The annualized interest rate for a payday loan often exceeds 10 times that of a typical credit card, yet this market grew immensely in the 1990s and 2000s,... 
Predatory lending | Payday lending | Behavioral economics | Consumer finance | Credit scores | Consumer financial protection | BUSINESS, FINANCE | LENDERS | ECONOMICS | Alternative financial services | Credit cards | Analysis | Credit and debit card industry | Personal loans
Journal Article
2010, ISBN 9780875804309, viii, 293
Book
Journal of Money, Credit and Banking, ISSN 0022-2879, 03/2015, Volume 47, Issue 2-3, pp. 223 - 260
High‐cost consumer credit has proliferated in the past two decades, raising regulatory scrutiny. We match administrative data from a payday lender with... 
payday lending | D12 | financial distress | D14 | consumer credit | credit scores | Consumer credit | Payday lending | Credit scores | Financial distress | BUSINESS, FINANCE | ECONOMICS | ACCESS
Journal Article
Journal of Banking & Finance, ISSN 0378-4266, 10/2014, Volume 47, p. 230
  The annualized interest rate for a payday loan often exceeds 10 times that of a typical credit card, yet this market grew immensely in the 1990s and 2000s,... 
Studies | Demographics | Payday loans | Risk assessment | Delinquency | Credit scoring | Interest rates
Journal Article
2009, ISBN 2923405315
Given the current scale and cost-effectiveness of financial services offered to the poor in developing countries, how is it that low-income people in Canada... 
Loans, Personal | Payday loans
Web Resource
Organization Science, ISSN 1047-7039, 4/2018, Volume 29, Issue 2, pp. 284 - 303
Journal Article
Journal of Consumer Affairs, ISSN 0022-0078, 2018, Volume 52, Issue 2, pp. 441 - 451
The payday lending industry has grown dramatically over the past two decades, with lenders increasingly marketing their products on the Internet. However,... 
TIME | BUSINESS | ECONOMICS | Alternative financial services | Social networks | Social media | Marketing | Personal loans | Payday loans | Mass media | General public | Internet
Journal Article
The Quarterly Journal of Economics, ISSN 0033-5533, 2/2011, Volume 126, Issue 1, pp. 517 - 555
Using geographic differences in the availability of payday loans, I estimate the real effects of credit access among low-income households. Payday loans are... 
Loans | Mortgage loans | Credit | Payday loans | Bank loans | Lenders | Consumer credit | ZIP codes | Paydays | Interest rates | LAWS | ECONOMICS | Economic aspects | Forecasts and trends | Research | Analysis
Journal Article
The Review of Financial Studies, ISSN 0893-9454, 9/2014, Volume 27, Issue 9, pp. 2805 - 2840
Does borrowing at 400% APR do more harm than good? The U.S. Department of Defense thinks so and successfully lobbied for a 36% APR cap on loans to servicemen.... 
Loans | Payday loans | Bank loans | Lenders | Military air facilities | Military personnel | Air forces | Job performance | Unemployment | Paydays
Journal Article
International Journal of Bank Marketing, ISSN 0265-2323, 07/2015, Volume 33, Issue 5, pp. 592 - 604
Purpose – The purpose of this paper is twofold: to examine the plight of a particular segment of the poor – the working poor – in the USA relative to their... 
Marketing strategy/methods | Marketing | Payday loans | Financial services | SELF-CONTROL | DISCLOSURE | BUSINESS | OUTCOMES | Working poor | Social aspects | Finance | Problems | Credit unions | Poverty
Journal Article
Journal of Law and Economics, ISSN 0022-2186, 02/2016, Volume 59, Issue 1, pp. 225 - 259
High-interest payday loans have proliferated in recent years; so too have efforts to regulate them. Yet how borrowers respond to such regulations remains... 
ECONOMICS | ACCESS | LAW | Access control | Alternative financial services | Usage | Research | Consumer credit | Payday loans
Journal Article
Journal of Financial Intermediation, ISSN 1042-9573, 01/2015, Volume 24, Issue 1, pp. 25 - 44
Using variation in payday lending restrictions over time and across states, we study competition in the market for small, short-term consumer loans. We find... 
Predatory lending | Payday loan | Consumer credit | Overdraft credit | Usury | Household finance | BUSINESS, FINANCE | Alternative financial services | Consumer behavior | Credit unions | Consumer finance companies | Credit market | Personal loans | Studies | Lending institutions | Competitive advantage | Overdrafts | Payday loans
Journal Article
Journal of Money, Credit, and Banking, ISSN 0022-2879, 03/2015, Volume 47, Issue 2-3, p. 223
  High-cost consumer credit has proliferated in the past two decades, raising regulatory scrutiny. We match administrative data from a payday lender with... 
Studies | Market structure | Credit bureaus | Payday loans | Consumer credit | Credit scoring
Journal Article
International Journal of Social Welfare, ISSN 1369-6866, 01/2015, Volume 24, Issue 1, pp. 37 - 47
In the last few decades, payday lending has mushroomed in many developed countries. The arguments for and against an industry which provides small, short‐term... 
payday loans | community finance | poverty | welfare | Australia | Poverty | Payday loans | Welfare | Community finance | SOCIAL WORK | Alternative financial services | Personal loans | Low income groups | Social policy
Journal Article
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