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2005, 2nd ed., ISBN 0262050773, xiii, 367
David Evans and Richard Schmalensee provide a nontechnical distillation of their years of research on the the economic, technological, and institutional forces... 
Credit cards | Electronic commerce | Consumer credit | Bank credit cards | Electronic funds transfers
Book
JAMA - Journal of the American Medical Association, ISSN 0098-7484, 03/2019, Volume 321, Issue 12, pp. 1157 - 1158
This Viewpoint discusses the Merit-Based Incentive Payment System (MIPS), a CMS pay-for-performance (P4P) initiative that rewards clinicians for quality care... 
MEDICINE, GENERAL & INTERNAL | Prospective payment systems (Medical care) | Hospital patients | Care and treatment | Analysis | Medical care, Cost of | Payment systems | Interoperability
Journal Article
Journal of Business Research, ISSN 0148-2963, 02/2020, Volume 107, pp. 290 - 301
In a cautionary note to retailers, this research provides evidence that store (vs. bank) credit card users assign lower reservation prices for future purchases... 
Credit cards | Repurchase | Mental accounting | Payment mode | Retail industry | Business schools | Credit and debit card industry
Journal Article
Naše gospodarstvo/Our economy, ISSN 2385-8052, 09/2016, Volume 62, Issue 3, pp. 20 - 28
The aim of this paper is to analyze the use of payment cards in retail in the Czech Republic from the side of clients (buyers) and the side of sellers.... 
O35 | O16 | payment | payment card | payment terminal | sellers | users | O10 | Studies | Credit cards | Payments | Vendors | Client relationships
Journal Article
American Economic Journal: Microeconomics, ISSN 1945-7669, 8/2013, Volume 5, Issue 3, pp. 206 - 231
Payment card networks, such as Visa, require merchants' banks to pay substantial "interchange" fees to cardholders' banks on a per transaction basis. This... 
Merchants | Buyers surplus | Sellers surplus | Consumer economics | Merchant banks | Payments | Monopoly | Consumer prices | Fees | Economic competition | INTERCHANGE | ECONOMICS | 2-SIDED MARKETS | COMPETITION | Studies | Credit cards | Interchange rates
Journal Article
Journal of Financial Economics, ISSN 0304-405X, 03/2019, Volume 131, Issue 3, pp. 528 - 548
Using a data set covering one quarter of the U.S. general-purpose credit card market, we document that 29% of accounts regularly make payments at or near the... 
Minimum payments | Credit cards | Liquidity constraints | Consumer finance | Anchoring | LIFE-CYCLE | BUSINESS, FINANCE | DECISIONS | ACT | INTEREST-RATES | ECONOMICS | CONSUMPTION | Consumer credit | Payment | Payments | Credit card processing | Credit card industry | Prepayments
Journal Article
Applied Economics, ISSN 0003-6846, 04/2016, Volume 48, Issue 16, pp. 1530 - 1543
Although the development of the card payment system allows for lowering the costs of money circulation and thereby leads to significant economic gains,... 
trust | E42 | electronic payments | E44 | Card payments | E58 | retail payments | PERCEPTION | PANEL-DATA | DEBIT CARDS | ECONOMICS | Cash transactions | Analysis
Journal Article
American Economic Journal: Applied Economics, ISSN 1945-7782, 01/2010, Volume 2, Issue 1, pp. 193 - 210
Some individuals borrow extensively on their credit cards. This paper tests whether present-biased time preferences correlate with credit card borrowing. In a... 
Charge accounts | Revolving credit | Tax payments | Personal debt | Revolving | Credit cards | Price lists | Social biases | Credit reports | Interest rates | RATES | REWARDS | SELF-CONTROL | TIME-PREFERENCES | LIQUIDITY CONSTRAINTS | BEHAVIORAL-ECONOMICS | ELICITING RISK | ECONOMICS | Studies | Economic models | Consumer behavior | Debt | Economic theory | Personal finance | Time series
Journal Article
International Journal of Critical Infrastructure Protection, ISSN 1874-5482, 09/2019, Volume 26, p. 100302
Smart cards are secure devices used to store people sensitive data and to regulate important operations like identity proofs and payment transactions. For... 
NFC | Relay Attack | Smart Cards Botnet | Contactless Smart Card | EMV Payment Card | ePassport | ENGINEERING, MULTIDISCIPLINARY | PRIVACY | RELAY | SECURITY | COMPUTER SCIENCE, INFORMATION SYSTEMS | PASSPORT
Journal Article
Journal of Banking and Finance, ISSN 0378-4266, 2010, Volume 34, Issue 8, pp. 1788 - 1797
We build a model of credit card pricing that explicitly takes into account credit functionality. In the model a monopoly card network always selects an... 
Credit cards | Payments | Two-sided markets | BUSINESS, FINANCE | DEBIT | PAYMENT SYSTEMS | ECONOMICS | Credit cards Payments Two-sided markets
Journal Article
Journal of the European Economic Association, ISSN 1542-4766, 6/2011, Volume 9, Issue 3, pp. 462 - 495
Antitrust authorities often argue that merchants cannot reasonably turn down payment cards and therefore must accept excessively high merchant discounts. The... 
Retail stores | Consumer surplus | Merchants | Total surplus | Consumer convenience | Consumer economics | Social welfare | Payments | Monopoly | Fees | D490 | E420 | G280 | PAYMENT SYSTEMS | INTERCHANGE FEES | ECONOMICS | SCHEMES
Journal Article
International Journal of Industrial Organization, ISSN 0167-7187, 03/2019, Volume 63, pp. 99 - 144
The proliferation of new payment methods on the Internet rekindles the old and unsettled debate about merchants’ incentive and ability to differentiate price... 
Hold-ups in two-sided markets | Missed sales | Payment cards | Cash discounts | Card surcharges | CONSUMER-PROTECTION | ECONOMICS | Credit card processing services | Analysis | Magnetic-stripe cards
Journal Article
Journal of Banking and Finance, ISSN 0378-4266, 12/2013, Volume 37, Issue 12, pp. 5382 - 5391
This paper investigates the impact of newspaper articles about skimming fraud on debit card usage in the Netherlands using daily transaction data and daily... 
Media | Payment behaviour | Debit card | Newspaper | Fraud | Safety | PAYMENTS | CASH | BUSINESS, FINANCE | IMPACT | DEMAND | ECONOMICS | CONFIDENCE | CONSUMERS | Newspapers | Usage | Debit cards | Credit card fraud
Journal Article
International Journal of Pure and Applied Mathematics, ISSN 1311-8080, 2018, Volume 119, Issue 15, pp. 943 - 947
Journal Article
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