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The Journal of Finance, ISSN 0022-1082, 8/2006, Volume 61, Issue 4, pp. 1553 - 1604
The study of household finance is challenging because household behavior is difficult to measure, and households face constraints not captured by textbook... 
Risk aversion | Investment risk | Mortgage loans | Investors | Mortgage rates | Working papers | Finance | Financial portfolios | Financial investments | Wealth | BUSINESS, FINANCE | ASSET ALLOCATION | OPTIMAL CONSUMPTION | MARKET | DIVERSIFICATION | INVESTORS | PORTFOLIO CHOICE | MORTGAGE | ECONOMICS | RISK-AVERSION | VALUATION | EQUITY | Family resource management | Households | Analysis | Mortgages | Refinancing | Personal finance | Research
Journal Article
2009, ISBN 9780821380307, 269
This book reflects the first comprehensive survey and dataset of access to financial products by the Pakistani population. In Pakistan, access to financing is... 
Small business | Pakistan | Microfinance | Finance | bank lending | credit bureaus | accessibility | Gender | capital requirements | loan amount | creditworthiness | female client | installments | Consumer finance | Exchange rate | small business loan | Financial Education | Access to Banking | institutional investor | Financial Services | Financial exclusion | conventional banks | financial intermediary | depositor | ethnic group | agricultural banks | capital adequacy | Savings | financial assets | Farmer financing | Bank Loans | forms of collateral | Union | formal financial sector | Banks | savings products | deposit accounts | bank branch | financial product | financial system | borrower | Urban Bank | financial provider | income groups | external finance | Development Bank | key challenges | money transfers | access to services | diversification | credit history | repayments | capacity building | microinsurance | Banking System | greater access | MFIs | Microfinance loans | vulnerable groups | groups of people | Application Process | Exchange Commission | Debt | Fixed Capital | informal financing | Loan Portfolio | transaction costs | financial service | savings account | government policy | Micro Finance | access to formal finance | commercial banks | rural client | Financial Market | Informal Finance | credit lines | formal financial services | Movable Collateral | Access to Financing | lending portfolio | Working Capital | Financial Sector Assessment | account holders | agricultural finance | low interest rate | bank deposits | Bank Branches | big banks | farmers | loan processing times | moneylenders | Anti-Money Laundering | Small Enterprises | small enterprise | rural finance | partner banks | enterprise credit | receipts | credit bureau | formal financial institutions | collateral requirements | consumer lending | Remittances | Loan Size | central bank supervision | entrepreneurs | Money Transfer | Informal Borrowing | guarantor | cultural norms | gender bias | Mortgage | Outreach | microfinance institutions | Business Development | Development Finance | Public-Private Partnerships | risk management | balance sheet | foreign currency | demand for savings | Money Orders | Point of Sale | Loan Application | Savings Bank | information infrastructure | Loan | loan processing | privatization | Financial Products | operating costs | broad access | limited access | Lack of Information | Profitability | economic growth | financial needs | international banks | agricultural credit | financial sector reforms | Credit Associations | financial infrastructure | deposit mobilization | technical assistance | prejudice | banking service | key challenge | bank assets | financial intermediation | Securities | financial markets | Credit Market | capital requirement | Lack of access | banking services | down market | levels of access | Bank Access | households | ATM penetration | financial instruments | Savings Accounts | earnings | Female Clients | financial development | Cooperative Bank | credit requirements | Farmer | Commercial Bank | Microfinance Institution | financial institutions | Urban Areas | gender segregation | economic development | cooperatives | credit constraints | credit histories | benefits of access | start-up | Mortgage lending | Deposit | Interest Rates | Deposits | private enterprises | microfinance lending | Financial Systems | Access to Finance | Consumer credit | Loan Product | bank borrowers | Poor Access | Rotating Credit | credit information | Development Finance Institutions | Bank Credit | housing finance | Rural Credit | loan applications | microcredit | gender divide | payment services | bank accounts | depositors | Informal Savings | MFI | formal financial institution | village | limited access to bank | Financial Access | information on markets | commercial banking | access to financial services | Remittance | Household Income | Financial Literacy | crop insurance | International Bank | informal credit | household access
eBook
2015, 1st edition., ISBN 9781137487810, x, 234
A Fragile Balance examines strategies to promote emergency savings, especially among underserved households. 
Low-income consumers | Poor | Saving and investment | Finance, Personal | Investment banking
Book
2013, Palgrave Macmillan studies in banking and financial institutions, ISBN 9781137299444, xx, 241
The "good life" for households has passed. The unwanted result which accompanied it is the sea of red ink. Confidence in the western way of life will not... 
Economic aspects | Cost and standard of living | Debt | Households | Income | Wealth | Management science
Book
Journal Article
2013, Directions in development. Finance, ISBN 9780821396285, 254
This edited volume contains eight studies of financial sector challenges in Africa that served as background studies for Financing Africa: Through the Crisis... 
Finance & Accounting | Finance | BUS051000 - BUSINESS & ECONOMICS | Infrastructure Economics and Finance | BUS068000 - BUSINESS & ECONOMICS | Public Finance | International Economics and Trade | Economic Development | Africa-Financial Sector-Microfinance-Housing finance-Stability-Agricultural finance-Financing Africa-Inclusion-Access to Finance-Long term finance-Capital market development-Mobile financial services, mobile money-Banking supervision-Political Economy-Crisis | Development | Developing Countries | SOC042000 - SOCIAL SCIENCE | Finance and Financial Sector Development | INFORMATION TECHNOLOGY | LOAN REPAYMENT RATES | LOAN REPAYMENTS | ACCESS TO FINANCIAL SERVICES | FINANCIAL COSTS | OUTREACH | PRIVATE FINANCIAL INSTITUTIONS | FINANCIAL ACCESS | PRIVATE INVESTORS | HOUSING LOANS | DEVELOPMENT OF WOMEN | COMMERCIAL FINANCE | SMALL INVESTORS | ECONOMIC GROWTH | DOUBLE BOTTOM LINE | PUBLIC POLICY | CUSTOMER SERVICE | INTEREST RATES | START-UPS | FINANCIAL SECTOR DEVELOPMENT | INFORMATION ABOUT CREDIT | SOURCE OF INCOME | FORMAL BANK | MONTHLY PAYMENT | CREDIT INFORMATION | FINANCIAL PENETRATION | CONTRIBUTION | BUSINESS ADVISORY | RURAL FINANCE | PENETRATION RATE | REGISTRATION REQUIREMENTS | PENETRATION RATES | PRIVATE INVESTMENT | EQUITY INVESTMENT | RISK AVERSION | VOLUNTARY DEPOSIT | BANKS | BUSINESS MANAGEMENT | SOCIAL ENTREPRENEURSHIP | BUYER | BANKING SERVICES | SOCIAL FUND | CAPITAL REQUIREMENTS | MARKETING | FINANCIAL PROVIDERS | CONTRIBUTIONS | REALITY CHECK | FINANCIAL INNOVATION | CREDIT HISTORY | CREDIT HISTORIES | RISK MANAGEMENT | FINANCIAL SERVICES | HOUSEHOLDS | UNION | CREDIT COOPERATIVES | INTERNATIONAL BANK | GUARANTEE SCHEME | INVESTMENT BANK | CREDIT RATING | FINANCIAL MARKET | GOVERNMENT POLICY | INITIAL PUBLIC OFFERING | SAVINGS PRODUCTS | FINANCIAL CAPACITY | BUSINESS DEVELOPMENT | CAPITAL ADEQUACY | MICROFINANCE INSTITUTIONS | AFFORDABLE HOUSING | RURAL BANKS | LACK OF CREDIT | MFIS | AFFORDABILITY | FINANCIAL SUSTAINABILITY | BUSINESS PEOPLE | MORTGAGE DEBT | HUSBANDS | MICRO ENTERPRISE | SECONDARY MORTGAGE MARKETS | OPERATING COSTS | PAYMENT SERVICES | ADVERSE MACROECONOMIC ENVIRONMENT | DEPOSITORS | CONSUMER PROTECTION | FINANCIAL REGULATORS | LOAN FACILITIES | MORTGAGE LOAN | RURAL CLIENTS | BORROWER | CREDIT REGISTRIES | LOAN | GROUP LOANS | URBAN POPULATION | BANKING SERVICE | BOND | LOAN PROCESSING | MORTGAGE | STOCK EXCHANGE | REPAYMENT PERIOD | DISCLOSURE REQUIREMENT | LOANS TO WOMEN | MARKET ANALYSES | SAVINGS | FINANCIAL SECTOR REFORM | COLLATERAL | DEPOSIT BALANCE | UNFAIR COMPETITION | ATMS | REMITTANCES | DEPOSIT | PENSION | DEPOSIT ACCOUNTS | FLEXIBLE REPAYMENT | FINANCIAL REFORM | CREDIT RISK | CREDIT-WORTHINESS | POINT OF SALE | COLLATERAL REQUIREMENT | FINANCIAL MARKETS | START-UP | CREDIT RATING AGENCIES | BANK ACCOUNT | ACCESS TO FINANCE | GOVERNMENT INTERVENTIONS | FINANCIAL SERVICES AUTHORITY | FINANCIAL STABILITY | FINANCIAL SYSTEM | EXCLUSION | BANK LOANS | BANKING CRISES | RURAL BRANCH | AGRICULTURAL SECTOR | FINANCIAL SECTOR | RETAIL BANKING | NEW MARKETS | TAX INCENTIVES | TRANSACTION | FINANCIAL SERVICES INDUSTRY | FINANCIAL LITERACY | CONSULTING FIRM | COMMERCIAL BANK | FINANCIAL PRODUCT | MICROCREDIT | BUSINESS DEVELOPMENT SERVICES | FORMAL FINANCE | FINANCIAL RESOURCES | ENTREPRENEURS | PROFITABILITY | SECURITIES | MEDIUM ENTERPRISE | FINANCIAL CRISIS | DEPOSIT MOBILIZATION | CREDIT UNIONS | DEPOSITS | LENDERS | LOAN SIZE | INTERNATIONAL BANKING | DEPOSIT BALANCES | FINANCIAL SYSTEMS | MICROFINANCE INSTITUTION | INFORMATION SHARING | FEMALE BORROWERS | COMMERCIAL BANKS | BANKING SUPERVISION | MICRO-FINANCE | LOW-INCOME | APPLICATION COSTS | BANK LOAN | SOCIAL NETWORK | AVERAGE BALANCES | COLLATERALS | FUNDING SOURCE | MONEY TRANSFER | MICROFINANCE | BEST PRACTICE | SENIOR | GOVERNMENT INTERVENTION | TRANSACTION COSTS | FINANCIAL REGULATION | MEDIUM ENTERPRISES | BANK ACCOUNTS | ADVISORY SERVICES | BUSINESS ACTIVITY | COOPERATIVES | CREDIT RATINGS | KEY CHALLENGES | DEPOSITOR | HOUSEHOLD INCOME | WOMEN ENTREPRENEURS | HOUSING FINANCE | NECESSARY COLLATERAL | INTEREST RATE | MINIMUM BALANCE | CREDIT BUREAUS | FINANCIAL SUPPORT | LOAN PORTFOLIO | DEVELOPMENT FINANCE | AGRICULTURAL FINANCE | MFI | FINANCES | REPAYMENT | FINANCIAL SECTORS | GENDER | LOAN DOCUMENTATION | CALCULATIONS | BANK OFFICE | BORROWINGS | LOAN REPAYMENT | BORROWING | ECONOMIES OF SCALE | FEMALE CLIENTS | FINANCIAL INFRASTRUCTURE | FINANCIAL INTERMEDIATION | LOAN OFFICERS | LOAN FACILITY | FINANCIAL POLICY | CREDIT INFORMATION SYSTEM | ACCESS TO CREDIT | ACCESS TO LOANS
eBook
Journal Article
2010, Directions in development. Finance, ISBN 9780821381885, xvi, 175
Developing country governments and the development aid community are acutely aware of the need to find more effective ways to improve basic living conditions... 
Infrastructure (Economics) | Economic development projects | Municipal finance | Economic assistance | Municipal services | Finance | Developing countries | CAPITAL SUBSIDIES | RADIO SPECTRUM | TOLL ROAD | LEGAL FRAMEWORK | INTERNATIONAL DONORS | RECONSTRUCTION | ROAD | SERVICE CONTRACT | CELLULAR NETWORK | HEAVY VEHICLE | AIR POLLUTION | CELL PHONE | DEVELOPMENT PROJECT | ROAD NETWORK | INSPECTIONS | ROAD SECTOR | PRIVATIZATION | PUBLIC RESOURCES | CAPITALS | REHABILITATION | DEVELOPMENT PROJECTS | CERTIFICATES | TOLL | DISTRIBUTION NETWORK | INSPECTION | TELEPHONE | VEHICLE | AUCTIONS | PRIVATE SECTOR | IBRD | AIR | OPERATIONAL EFFICIENCY | RURAL ROADS | WEB | ROAD STANDARDS | BONDS | HEALTH SERVICES | PUBLIC | ELECTRICITY | LEVIES | PHONE CONNECTION | TELEPHONY | NATIONS | SERVICE PROVIDER | SUBSIDIARY | PRIVATE PARTNERSHIP | SUPERVISION | TRAFFIC LEVELS | PRIVATE INVESTMENT | PERFORMANCE INDICATORS | CONSTRAINT | DEDICATED DATA | INFRASTRUCTURE DEVELOPMENT | PUBLIC SPENDING | SANITATION | COMMUNICATION TECHNOLOGY | FINANCE MINISTRIES | ROAD TRANSPORT | ACCOUNTABILITY | PROJECT DESIGN | CUSTOMER SEGMENTS | PHONES | USABILITY | MATERIAL | PHONE LINES | LOCAL ROADS | OUTSOURCING | WATER SUPPLY | BEST PRACTICES | TRANSPORT SECTOR | E-MAIL | BILATERAL AID | PRIVATE SECTOR DEVELOPMENT | TRANSPORTATION | MOBILE PHONE SUBSCRIBERS | COMPUTERS | PRIVATE ROADS | PHONE CONNECTIONS | PUBLIC GOODS | REFORM PROGRAMS | TRANSPORT PROJECTS | PUBLIC FUNDS | ROAD PROJECTS | PUBLIC FINANCE | NATIONAL TRANSPORT | INTERNATIONAL TELECOMMUNICATION | HARDWARE | MAINTENANCE COSTS | RADIO | COPYRIGHT | MUNICIPAL FINANCE | AUCTION | ICT | TECHNICAL ASSISTANCE | NONGOVERNMENTAL ORGANIZATIONS | INNOVATIONS | PORTS | SOCIAL SERVICES | ADB | ROAD USERS | ROAD USE | INTERNATIONAL BANK | PUBLIC SECTOR | CULVERTS | RAILWAYS | INNOVATION | ROAD CONDITIONS | TAX | FUND MANAGEMENT | QUERIES | MUNICIPAL SERVICES | FUEL | LICENSES | PHOTO | ROADS | ACCOUNTING | LICENSE | MICROFINANCE | PUBLIC UTILITIES | BEST PRACTICE | ROAD ACCIDENTS | INTERNATIONAL TRANSIT | MONIES | TELECOMMUNICATIONS | WEB SITE | TECHNICAL COOPERATION | HIGHWAY | LENGTH OF ROADS | INSTALLATION | ROAD EXPENDITURES | NONGOVERNMENTAL ORGANIZATION | PHYSICAL CONNECTIONS | PENALTIES | TOLLS | FUEL TAXES | HOUSEHOLD ACCESS | FINANCIAL INSTRUMENTS | VERIFICATION | FUNDS FOR ROAD CONSTRUCTION | INSTITUTIONAL CAPACITY | UNIVERSAL ACCESS | ENABLING ENVIRONMENT | TAX REVENUES | IFC | INSURANCE | PROCUREMENT | HIGHWAY MAINTENANCE | LICENSE FEES | INTERNATIONAL DEVELOPMENT | MOBILE PHONE | NETWORK SERVICES | TAX REVENUE | FINANCIAL BURDENS | UNIVERSAL SERVICE | COUNTERPARTS | TRANSPARENCY | PRESENT VALUE | INTERNATIONAL COOPERATION | PUBLIC PARTNERSHIPS | ECONOMIC DEVELOPMENT | GOVERNMENT FUNDING | PUBLIC EXPENDITURE REVIEW | SOCIAL SERVICE | MANAGEMENT SYSTEM | PUBLIC SECTOR INVESTMENTS | RESULTS | PRIVATE SECTOR PARTICIPATION | RADIO FREQUENCIES | ECONOMIES OF SCALE | PUBLIC EXPENDITURE | INSTITUTION | PUBLIC UTILITY | MEETING | USES | USER | ROAD SHOULDER | CELLULAR NETWORKS | DEVELOPMENT AID | ECONOMIC ASSISTANCE | ROAD MAINTENANCE | TRAFFIC | BOUNDARIES | NATIONAL HIGHWAYS | COMMUNICATIONS INFRASTRUCTURE | TELECOMMUNICATIONS COMPANY | PRODUCTIVITY | SAVINGS | SERVICE PROVIDERS | TARGETS | USER COMMUNITY | RESULT
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